Everyone can enroll in an individual health insurance plan during open enrollment. But sometimes events like a birth or marriage mean you'll need to change your coverage at another time of the year. These are called qualifying life events. After a qualifying life event, you have a period of 60 days to change your plan or enroll in a new plan. You also may be able to select a plan up to 60 days in advance of some qualifying life events. This can be during open enrollment or after open enrollment has ended.
You can use any of the following qualifying life events to enroll in one of our plans during a special enrollment period. For any of these events, please be sure to provide us with one of the documents listed below. Some events may require more than one document.
- Birth certificate or application for a birth certificate
- Adoption record or placement for adoption
- Legal guardianship document
- Court order or child support order